Used auto dealers: As required by the Georgia State Board of Registration of Used Motor Vehicle Dealers, used auto dealers in Georgia are required to be licensed to operate legally. As part of that licensing process, auto dealers must obtain a $35,000 auto dealer bond.
New/Franchise auto dealers: Franchise and new car dealers are exempted from licensing and bonding requirements in Georgia. This is because generally speaking, new car dealers are already vetted by the car companies that they represent.
Please note this page is for car dealer licensing. If you're trying to register a vehicle with a missing title, a separate Lost Title Bond is required.
Bond Amount: $35,000
Required by: Georgia State Board of Registration of Used Motor Vehicle Dealers
There is one other type of auto dealer bond in Georgia: a $10,000 used auto parts dealer bond meant for individuals who sell auto parts or accessories. If you only sell vehicles, then this bond is not relevant to you.
When evaluating applicants for Georgia auto dealer bonds, insurance companies perform a "soft credit check" to determine eligibility and pricing. It is important to note that this form of credit check does not affect your credit score in any way. All insurance companies have this requirement.
A credit score below 650 is generally considered “poor”, but don't worry. We partner with insurance companies that specialize in providing coverage to individuals in this segment. If your credit score is less than ideal, simply reach out to us, and we will help you find the most affordable insurance quote by shopping around on your behalf. We are committed to finding the best rates for our clients, regardless of their credit score.
Upon approval of your dealer bond application, we will email you with a PDF of the bond via as proof that you are bonded.
The cost of a Georgia dealer bond is influenced by various factors, such as the applicant's credit score, dealer experience, and insurance provider. However, the most significant factor is often the applicant's credit score, with the insurance company being the next most influential. We partner with over 10 insurance companies to offer our clients highly competitive rates regardless of their credit score. If you happen to find a better rate elsewhere, let us know and we'll make every effort to match it.